Documents required for Pradhan Mantri Awas Yojana (Check Complete List)

In 2015, the scheme was developed with a mission “Housing for All”, PMAY or Pradhan Mantri Awas Yojana was initiated with an aim to provide shelter for about 20 million people by 2022. The beneficiaries can be subsidized up to 6.5% on house loans through the Credit Linked Subsidy Scheme (CLSS) under PMAY. Both online and offline application process is available for the PMAY scheme. Nevertheless, possessing all the supporting documents to avail of the loan subsidy is important.

The PMAY scheme offers a subsidized house loan to such a member. It has also proved to be very successful for the government receiving many applications as the credit-based subsidy scheme. You need to keep the below set of documents for applying for the PMAY scheme (salaried individuals and self-employed individuals).

Pradhan Mantri Awas Yojana Gramin Documents

Identity Proof Documents for Salaried Person

• Voter Card
• Driving License
• Aadhar Card
• Passport
• Govt. issued ID card with photo
• Verified letter from a government official with a photographs

Identity Proof Documents for Self Employed

• Voter Card
• Driving License
• Aadhar Card
• Passport
• Govt. issued ID card with photo
• Verified letter from a government official with a photograph

Address Proof Documents for Salaried Person

• Driving License
• Aadhar Card
• Voter ID card
• Utility bill
• Passport
• Ration Card
• Electricity bill
• Telephone bills
• Notarized Rent Agreement
• Property tax paid receipt
• Verified letter from a government official with a photograph
• Bank Statement from post office saving account
• Self/Family Pension payments orders Letter provided by your employer on a company letterhead Bank
• Statements showing your address
• Credit Card Statements
• Copy of the deal while purchasing the property
• Copy of Life Insurance Policy certificate
• Leave and license agreement from employers allocating official accommodations
• Documents issued by the government department of a foreign jurisdiction or a letter issued by any foreign embassy

Address Proof Documents for Self Employed

• Passport
• Ration Card
• Electricity bill
• Driving License
• Aadhar Card
• Voter ID card
• Utility bill
• Telephone bills
• Notarized Rent Agreement
• Bank Statements showing your address
• Property tax paid receipt
• Verified letter from a government official with a photograph
• Bank Statement from post office saving account
• Credit Card Statements
• Copy of the deal while purchasing the property
• Documents issued by the government department of a foreign jurisdiction or a letter issued by any foreign embassy
• Self/Family Pension payments orders Letter provided by your employer on a company letterhead
• Copy of Life Insurance Policy certificate
• Leave and license agreement from employers allocating official accommodations

Pradhan Mantri Awas Yojana Income Proof Documents

Property Documents for PMAY Scheme

Other Documents for Pradhan Mantri Awas Yojana

You can contact the National Housing Bank (NHB) or Housing and Urban Development Corporation (HUDCO) for queries pertaining to CLSS.

HUDCO - 1800-11-6163

NHB - 1800-11-3377, 1800-11-3388

Frequently asked questions

Q: Which address proof is required for Pradhan Mantri Awas Yojana?

A: List of documents essential as address proof for PMAY is Voter Card, Passport, document from a public servant that validates your identity and dwelling, Residence address Certificate, rent agreement on stamp Paper, Aadhar card, Bank Statements displaying the address, or Life Insurance Policy, or Passport.

Q: What are the documents required for PMAY for salaried person?

A: Proof of identity: Aadhar card, PAN card (Mandatory), passport, driving license, etc Address proof: Aadhar card, Voter card, Credit Card Statement (recent 3 months), Property tax payment receipt, Life Insurance Policy, etc Income proof: Bank statement (Last 6 months), ITR receipts, 2 months Salary slips. Sales Deed, Sales Agreement, Property Registration Certificate, Copy of Builder Payment Receipt (if needed).

Q: What are the documents required for PMAY for self employed?

A: Proof of identity: Aadhar card, PAN card, passport, DL, etc. Address proof of individual: Rent agreement, Aadhar card, Bank Statements displaying the address, Voter card, Life Insurance Policy, or Passport. etc. Address Proof for Business: Firm/ factory establishment certificate, SEBI registration certificate, trade license, SSI registration, VAT registration, PAN card, sales tax receipt, certificate of factory registration, registration number issued by ROC, partnership deed, etc.

Q: Is Aadhaar card mandatory for PMAY?

A: Yes. To be elligible for the PMAY scheme Aadhaar card is a mandatory document.

Q: If Form 16/ITR mandatory for pmay mandatory for PMAY?

A: It is essential for the producing Form 16/ITR when an individual is applying for the PMAY scheme.

Q: Is female ownership mandatory for PMAY?

A: Yes. To promote women's empowerment, PMAY has made it necessary for the female head of the household to be the owner or co-owner of the house.