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Home loan borrowers navigate unchanged interest rates

Home loan borrowers face steady interest rates as the Reserve Bank of India holds the repo rate at 5.25%, prompting a re-evaluation of financial strategies.

By Arunima Nair

  • Apr 09, 2026 00:38 AM IST
  • 1209 Views
Women Homebuyers Must Prioritize Long-Term Goals Over Initial EMI Burden

As more women enter the property market, experts advise prioritizing retirement and healthcare funding over aggressive home loan repayment. Strategic EMI structuring, maintaining emergency funds, and clarifying joint ownership are critical for sustained financial independence.

By Archana Panchal

  • Mar 08, 2026 13:30 PM IST
  • 1205 Views
Is Mumbai Becoming a City of Exit? Housing Costs, EMIs and the Affordability Squeeze

A viral LinkedIn debate questions if Mumbai is becoming a city of exit. Explore soaring property prices, shrinking apartment sizes, rising EMIs, affordability gaps and migration trends shaping the city’s real estate future.

By Archana Panchal

  • Feb 20, 2026 11:24 AM IST
  • 1215 Views
SBI Home Loan Book Poised to Breach ₹10 Lakh Crore Mark in FY2026 as Housing Demand Soars

State Bank of India is set to achieve a historic ₹10 lakh crore home loan milestone in FY2026, driven by surging housing demand across metros and tier-2 cities, stable interest rates, and strong asset quality.

By Admin

  • 24th Dec 2025
  • 1400 Views
How to Sell a Property with Outstanding Home Loan in India: Complete Guide

Learn how to sell your property with an outstanding home loan in India. Step-by-step process, required documents, costs involved and expert tips explained.

By Admin

  • 20th Dec 2025
  • 1747 Views
New Zealand's Central Bank Eases Home Lending Rules to Support Property Market Recovery

New Zealand's Reserve Bank has announced a relaxation of mortgage lending restrictions effective December 2025, raising low-deposit lending caps to support first-time buyers and stimulate housing market activity after years of correction.

By Admin

  • 25th Oct 2025
  • 1415 Views
RBI Maintains Repo Rate at 5.50%: Implications for Home Loan Borrowers and Market Stability

The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

By Admin

  • 10th Oct 2025
  • 1313 Views
Home Loan Against Property (LAP): Complete Guide to Smart Property Financing in India

Discover everything about Home Loan Against Property (LAP) in India. Get up to ₹10.50 crore at 8-20% interest rates. Complete guide on eligibility, documents, benefits & application process for smart property financing.

By Admin

  • 21st Jul 2025
  • 1571 Views
LAP Loan Complete Guide - Property Mortgage Loans, Documents & Application Process

Get comprehensive guide on Loan Against Property (LAP) in India. Compare interest rates, eligibility criteria, required documents & application process. Unlock your property's value with competitive LAP rates from top banks & NBFCs.

By Admin

  • 19th Jul 2025
  • 1531 Views
4 Ways to Secure a Home Loan with Confidence

Struggling to get a home loan? Whether you're an NRI, retiree, gig worker, or woman applicant, this guide breaks down four key strategies to help you navigate eligibility, secure better terms, and finance your dream home with ease.

By Admin

  • 2nd Mar 2025
  • 1893 Views
Loan-to-Value (LTV) Ratio Explained: How It Impacts Home Loans & Interest Rates

Understand the Loan-to-Value (LTV) ratio, how it affects home loan approvals, interest rates, EMIs, and mortgage insurance (PMI). Learn smart ways to lower your LTV and secure the best loan deals. Use our LTV calculator to check your eligibility today!

By Admin

  • 27th Feb 2025
  • 1948 Views
7 Smart Steps to Master Home Loan Financing

Smart planning and comparisons can secure the best loan for your dream home. Save time, money, and stress with these actionable steps. These actionable steps on Ghar can help you get the best home loan.

By Admin

  • 22nd Nov 2024
  • 1641 Views
5 Factors That Make Bajaj Housing Finance IPO a Smart Investment in a Growing Market

Bajaj Housing Finance Limited (BHFL) plans to raise 6,560 crore via an IPO, including new share issuance and a sale. With quick expansion since its founding, a broad loan portfolio, and sound financials, BHFL can capitalise on India's rising housing demand.

By Admin

  • 8th Sep 2024
  • 1571 Views
10 Steps to Ensure a Profitable Deal While Buying a Home

10 Steps to Ensure a Profitable Deal While Buying a Home

By Admin

  • 14th May 2024
  • 1589 Views
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