As the financial year-end approaches, home loan borrowers are evaluating prepayment options. Experts advise prioritising financial logic over fiscal deadlines, especially with new 2026 regulations eliminating prepayment charges on floating-rate loans.

The Maharashtra Housing and Area Development Authority (MHADA) has reduced plot contract violation fines. MHADA's six-month amnesty policy includes this decrease. Under certain scenarios, the programme reduces offenders' penalty costs.