Home loan borrowers face steady interest rates as the Reserve Bank of India holds the repo rate at 5.25%, prompting a re-evaluation of financial strategies.

State Bank of India is set to achieve a historic ₹10 lakh crore home loan milestone in FY2026, driven by surging housing demand across metros and tier-2 cities, stable interest rates, and strong asset quality.

The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

Discover 3 smart home loan repayment strategies to save lakhs in interest. Learn about optimal tenure selection, prepayment benefits, and fixed vs floating rates for Indian borrowers.

Discover everything about Home Loan Against Property (LAP) in India. Get up to ₹10.50 crore at 8-20% interest rates. Complete guide on eligibility, documents, benefits & application process for smart property financing.

Complete guide to home loan balance transfer in India. Learn how to switch banks, reduce EMIs, save on interest rates, and get better loan terms. Step-by-step process with cost-benefit analysis included.

Get comprehensive guide on Loan Against Property (LAP) in India. Compare interest rates, eligibility criteria, required documents & application process. Unlock your property's value with competitive LAP rates from top banks & NBFCs.

Struggling to get a home loan? Whether you're an NRI, retiree, gig worker, or woman applicant, this guide breaks down four key strategies to help you navigate eligibility, secure better terms, and finance your dream home with ease.

Understand the Loan-to-Value (LTV) ratio, how it affects home loan approvals, interest rates, EMIs, and mortgage insurance (PMI). Learn smart ways to lower your LTV and secure the best loan deals. Use our LTV calculator to check your eligibility today!

Struggling to choose the right home loan tenure? This detailed guide breaks down short-term vs. long-term home loans, their pros & cons, EMI impact, and expert tips on repayment strategies. Find out how to save on interest and pay off your mortgage smarter. Read now!

Smart planning and comparisons can secure the best loan for your dream home. Save time, money, and stress with these actionable steps. These actionable steps on Ghar can help you get the best home loan.

The Indian residential property market reached record highs in the March quarter due to steady economic circumstances and buyer confidence. JLL India reported record residential sales despite increased borrowing rates and property costs.

The real estate industry in India seems to be prospering despite increasing house prices and mortgage interest rates, according to recent statistics.

Recent increases in real estate prices and mortgage interest rates have alarmed many prospective homeowners. Wondering whether your home buying plans are feasible or must you delay it for another year?