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RBI Holds Repo Rate Steady at 5.25%: What It Means for Those Planning a ₹1 Crore Home Purchase

The RBI has kept the repo rate unchanged at 5.25% after 125 bps in cuts this year. Here's how the pause impacts home loan EMIs, borrowing costs, and purchase planning for buyers eyeing a ₹1 crore property.

By Priya Kataria

  • Feb 09, 2026 18:55 PM IST
  • 1191 Views
RBI Holds Repo Rate at 5.25%: How It Impacts Your ₹1 Crore Home Purchase and EMI Planning

The RBI has kept the repo rate steady at 5.25% after 125 bps of cuts in 2025. Here's what it means for homebuyers planning a ₹1 crore purchase — from EMI calculations and lender comparisons to fixed vs floating rate decisions.

By Suhas Kataria

  • Feb 07, 2026 14:49 PM IST
  • 1211 Views
LAP Loan Complete Guide - Property Mortgage Loans, Documents & Application Process

Get comprehensive guide on Loan Against Property (LAP) in India. Compare interest rates, eligibility criteria, required documents & application process. Unlock your property's value with competitive LAP rates from top banks & NBFCs.

By Admin

  • 19th Jul 2025
  • 1531 Views
Is Now the Perfect Time to Buy Your Dream Home? Complete Guide After RBI Rate Cut

RBI cuts repo rate to 5.5%! Discover how the 100 basis points reduction makes home loans more affordable. Expert insights on EMI savings, loan eligibility & why 2025 is ideal for home buyers.

By Admin

  • 6th Jun 2025
  • 1335 Views
Loan-to-Value (LTV) Ratio Explained: How It Impacts Home Loans & Interest Rates

Understand the Loan-to-Value (LTV) ratio, how it affects home loan approvals, interest rates, EMIs, and mortgage insurance (PMI). Learn smart ways to lower your LTV and secure the best loan deals. Use our LTV calculator to check your eligibility today!

By Admin

  • 27th Feb 2025
  • 1948 Views
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