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Home loan borrowers navigate unchanged interest rates

Home loan borrowers face steady interest rates as the Reserve Bank of India holds the repo rate at 5.25%, prompting a re-evaluation of financial strategies.

By Arunima Nair

  • Apr 09, 2026 00:38 AM IST
  • 1209 Views
Sobha Ltd Navigates Volatility Amid Robust Indian Real Estate Expansion

Prominent Indian developer Sobha Ltd (INE217B01023) demonstrates strong pre-sales growth, particularly in Bengaluru, even as elevated borrowing costs heighten scrutiny over its consolidated balance sheet. The company's focus on premium residential projects positions it well within India's urbanization narrative, contingent upon disciplined project execution.

By Sandeep Thakur

  • Mar 14, 2026 20:30 PM IST
  • 1236 Views
Indian High-Net-Worth Individuals Increase Real Estate Investments Despite High Interest Rates: Market Analysis 2025

Indian high-net-worth individuals boost real estate investments despite high interest rates. Know why HNIs prefer luxury residential, commercial office, logistics & warehousing assets for portfolio diversification and capital appreciation.

By Admin

  • 28th Dec 2025
  • 1352 Views
Why Falling Home Loan Interest Rates May Not Make Homes Cheaper for Buyers in India 2026

Falling home loan interest rates reduce EMIs but don't make homes cheaper. Know why land costs, builder pricing, stamp duty & GST keep property prices high despite RBI rate cuts in India 2026.

By Admin

  • 28th Dec 2025
  • 1217 Views
SBI Home Loan Book Poised to Breach ₹10 Lakh Crore Mark in FY2026 as Housing Demand Soars

State Bank of India is set to achieve a historic ₹10 lakh crore home loan milestone in FY2026, driven by surging housing demand across metros and tier-2 cities, stable interest rates, and strong asset quality.

By Admin

  • 24th Dec 2025
  • 1400 Views
GHMC Property Tax Guide: Online Payment, Rates & 90% Interest Waiver Scheme

Complete GHMC property tax guide for Hyderabad: online payment process, zone-wise rates, 90% interest waiver till March 2025, calculation examples, and digital name change. Save on arrears today.

By Admin

  • 22nd Nov 2025
  • 2472 Views
Premium Housing Emerges as Preferred Investment Avenue This Festive Season Amid Market Volatility

Real estate is reclaiming its position as India's preferred investment asset this festive season, with premium housing leading the demand surge despite strong equity and gold markets, driven by favorable interest rates and post-pandemic lifestyle preferences.

By Admin

  • 23rd Oct 2025
  • 1294 Views
Festive Spirit and GST Reforms Drive Strong Homebuyer Interest Across India's Residential Property Market

India's residential real estate market is experiencing heightened buyer engagement this festive season as revised GST policies, stable home loan rates, and seasonal offers drive demand, particularly in premium and upper-mid segment properties across metros and Tier-II cities.

By Admin

  • 22nd Oct 2025
  • 1256 Views
RBI Maintains Repo Rate at 5.50%: Implications for Home Loan Borrowers and Market Stability

The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

By Admin

  • 10th Oct 2025
  • 1313 Views
Indian Realty Stocks Crash Up to 40% in 12 Months as Sector Battles Rising Costs and Demand Slowdown

Leading Indian real estate developers including Godrej Properties, DLF, and Sobha have witnessed stock price declines of up to 40 percent over the past year due to rising interest rates, softening demand, and regulatory challenges, according to a Trade Brains report.

By Admin

  • 28th Sep 2025
  • 1395 Views
Home Loan Interest Rates in India: Complete Bank-wise Comparison Guide

Compare latest home loan interest rates from top banks in India. Find the lowest rates starting from 7.35% p.a., processing fees, eligibility criteria, and EMI calculations. Get the best home loan deals from SBI, HDFC, ICICI, and other leading banks.

By Admin

  • 24th Sep 2025
  • 2472 Views
Mid-Income Homebuyers Seize Perfect Real Estate Opportunity with Lower Interest Rates

Discover why mid-income families earning ₹8-15 lakh are finally making their real estate move. Learn about lower EMIs, higher loan approvals, government schemes, and perfect market conditions for first-time homebuyers.

By Admin

  • 18th Aug 2025
  • 1352 Views
Smart Home Loan Repayment Strategies: 3 Proven Ways to Save Lakhs in Interest

Discover 3 smart home loan repayment strategies to save lakhs in interest. Learn about optimal tenure selection, prepayment benefits, and fixed vs floating rates for Indian borrowers.

By Admin

  • 3rd Aug 2025
  • 1316 Views
Women Real Estate Investment Guide: Government Schemes, Tax Benefits & Smart Strategies

Complete guide to real estate investment for women in India. Discover government schemes like PMAY, special interest rates, tax benefits, stamp duty reductions, and proven investment strategies to build wealth through property.

By Admin

  • 25th Jul 2025
  • 1463 Views
Home Loan Against Property (LAP): Complete Guide to Smart Property Financing in India

Discover everything about Home Loan Against Property (LAP) in India. Get up to ₹10.50 crore at 8-20% interest rates. Complete guide on eligibility, documents, benefits & application process for smart property financing.

By Admin

  • 21st Jul 2025
  • 1571 Views
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