Affordable home loans gain momentum as India Mortgage Guarantee Corporation and Bajaj Housing Finance Limited collaborate to broaden credit access in India.

A Ghar.tv deep-dive reveals a fractured Indian property market. In Mumbai, home loans consume a staggering 47% of income, creating a high-risk, high-capital market. In stark contrast, Ahmedabad's 18% ratio signals a market anchored by sustainable end-user demand. This report dissects the data and strategy for navigating India's two-speed real estate economy in 2026.

As more women enter the property market, experts advise prioritizing retirement and healthcare funding over aggressive home loan repayment. Strategic EMI structuring, maintaining emergency funds, and clarifying joint ownership are critical for sustained financial independence.

3. Short Intro: Over 300 families in Gurugram's Ansal Heights, Sector 92, have been waiting nearly a decade for their occupancy certificate despite taking possession in 2015–16. With property registration blocked, home loans denied, and resale frozen.

Explore Republic Day real estate offers 2026 in India. Learn 7 smart ways to save on property prices, EMIs, stamp duty, smart home upgrades, and home loan deals across top cities.

As the financial year-end approaches, home loan borrowers are evaluating prepayment options. Experts advise prioritising financial logic over fiscal deadlines, especially with new 2026 regulations eliminating prepayment charges on floating-rate loans.

In a major relief to property owners, the Karnataka Cabinet has approved the issuance of A‑khata certificates for B‑khata properties in illegal layouts, paving the way for legal recognition, loans, and smoother property transactions across urban areas.

State Bank of India is set to achieve a historic ₹10 lakh crore home loan milestone in FY2026, driven by surging housing demand across metros and tier-2 cities, stable interest rates, and strong asset quality.

Maharashtra government proposes vertical property cards to document individual flat owners' land shares, bringing transparency to apartment ownership, simplifying resale, loans, and redevelopment across the state.

New Zealand's Reserve Bank has announced a relaxation of mortgage lending restrictions effective December 2025, raising low-deposit lending caps to support first-time buyers and stimulate housing market activity after years of correction.

Discover why mid-income families earning ₹8-15 lakh are finally making their real estate move. Learn about lower EMIs, higher loan approvals, government schemes, and perfect market conditions for first-time homebuyers.

India's affordable housing finance sector is experiencing unprecedented growth momentum, with industry projections indicating assets under management will nearly double from ₹1.4 lakh crore to ₹2.5 lakh crore by FY28, driven by rising demand from underserved borrower segments.

Discover everything about construction loans in India - types, eligibility, interest rates, and step-by-step process. Learn how to finance your dream home construction with expert tips on budgeting, documentation, and choosing the right lender for your building project.

Get comprehensive guide on Loan Against Property (LAP) in India. Compare interest rates, eligibility criteria, required documents & application process. Unlock your property's value with competitive LAP rates from top banks & NBFCs.

Discover how pre-approved home loans in India can fast-track your property purchase. Get instant financing approval, stronger negotiation power, and competitive interest rates starting from 8.50%.