The RBI has kept the repo rate unchanged at 5.25% after 125 bps in cuts this year. Here's how the pause impacts home loan EMIs, borrowing costs, and purchase planning for buyers eyeing a ₹1 crore property.

The RBI has kept the repo rate steady at 5.25% after 125 bps of cuts in 2025. Here's what it means for homebuyers planning a ₹1 crore purchase — from EMI calculations and lender comparisons to fixed vs floating rate decisions.

As the financial year-end approaches, home loan borrowers are evaluating prepayment options. Experts advise prioritising financial logic over fiscal deadlines, especially with new 2026 regulations eliminating prepayment charges on floating-rate loans.

The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

Compare latest home loan interest rates from top banks in India. Find the lowest rates starting from 7.35% p.a., processing fees, eligibility criteria, and EMI calculations. Get the best home loan deals from SBI, HDFC, ICICI, and other leading banks.

Discover 3 smart home loan repayment strategies to save lakhs in interest. Learn about optimal tenure selection, prepayment benefits, and fixed vs floating rates for Indian borrowers.

Choosing between fixed and floating interest rates? Get clarity on which suits your financial goals with this detailed guide for Indian borrowers in 2025.

Understand how home loan interest rates in 2025 directly affect your EMIs. Compare rates, see real examples, and learn smart tips to save lakhs over your loan tenure.

Smart planning and comparisons can secure the best loan for your dream home. Save time, money, and stress with these actionable steps. These actionable steps on Ghar can help you get the best home loan.

Home loans are popular with the middle class, so minimise your monthly payments. Without adequate preparation, EMIs may strain your monthly budget and increase your loan cost. This blog on Ghar discusses five ways to reduce your home loan EMI.

Despite rising interest rates over the last 18 months, asset quality has improved in the Indian home financing market. Rising incomes have offset greater monthly payments, ensuring stability.

Looking For A Home Loan? How to Decide Between Fixed or Floating Interest Rates?