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RBI Holds Repo Rate Steady at 5.25%: What It Means for Those Planning a ₹1 Crore Home Purchase

The RBI has kept the repo rate unchanged at 5.25% after 125 bps in cuts this year. Here's how the pause impacts home loan EMIs, borrowing costs, and purchase planning for buyers eyeing a ₹1 crore property.

By Priya Kataria

  • Feb 09, 2026 18:55 PM IST
  • 1191 Views
RBI Holds Repo Rate at 5.25%: How It Impacts Your ₹1 Crore Home Purchase and EMI Planning

The RBI has kept the repo rate steady at 5.25% after 125 bps of cuts in 2025. Here's what it means for homebuyers planning a ₹1 crore purchase — from EMI calculations and lender comparisons to fixed vs floating rate decisions.

By Suhas Kataria

  • Feb 07, 2026 14:49 PM IST
  • 1211 Views
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