Your Complete Guide to TNHB: Flats, Plots & Application Process Explained

The Tamil Nadu Housing Board (TNHB) continues to be a beacon of hope for thousands of families seeking affordable housing in India in 2025. With over 8,94,000 residential units already distributed, TNHB has transformed the housing landscape of Tamil Nadu, making homeownership dreams a reality for people across all income groups.

What is Tamil Nadu Housing Board (TNHB)?

The Tamil Nadu Housing Board operates under the Housing & Urban Development Department of the Tamil Nadu Government. Led by a government-appointed Chairman and supported by board members from various departments, TNHB has evolved into a pioneering institution that prioritizes affordable housing for all categories of residents.

Key Achievement: More than 50% of TNHB's housing units have been specifically designed for Economically Weaker Sections (EWS), demonstrating the board's commitment to inclusive housing development.

TNHB 2025: Quick Overview

Who Can Apply for TNHB Schemes?

Basic Eligibility Requirements

To qualify for any TNHB housing scheme, applicants must meet these essential criteria:

• Age Requirement: Must be at least 21 years old
• Residency: Must be a native resident of Tamil Nadu
• Property Ownership: Should not own any property through other state government housing schemes
• Employment Status: Must be a salaried individual to qualify for income categories

Income Categories and Limits

TNHB offers housing solutions across four distinct income categories:

1. EWS (Economically Weaker Section) Flats

• Monthly Income: Up to ₹12,000
• Target: Lowest income families

2. LIG (Low Income Group) Flats

• Monthly Income: ₹12,050 to ₹18,000
• Target: Lower-middle-class families

3. MIG (Middle Income Group) Flats

• Monthly Income: ₹18,050 to ₹37,000
• Target: Middle-class families

4. HIG (High Income Group) Flats

• Monthly Income: ₹37,050 to ₹62,000
• Target: Upper-middle-class families

How to Find Available TNHB Properties Online

Finding your dream home through TNHB is now easier than ever. Follow these simple steps:

Step-by-Step Property Search Guide

Step 1: Visit the official website at tnhb.tn.gov.in

Step 2: Look for these options on the left sidebar:

• "Flats for Sale"
• "View All Projects"

Step 3: Click "Flats for Sale" to access a comprehensive PDF containing:

• Property locations and addresses
• Pricing details for each unit
• Flat configurations (1BHK, 2BHK, 3BHK)
• Contact information
• QR codes for additional property details

Step 4: Select "View All Projects" to explore all ongoing and upcoming TNHB developments across Tamil Nadu.

TNHB Operational Divisions Across Tamil Nadu

TNHB operates through 12 specialized divisions to ensure efficient service delivery:

Chennai Metro Divisions

• Anna Nagar Division
• Besant Nagar Division
• Foreshore Estate Division
• J.J. Nagar Division
• K.K Nagar Division
• Nandanam Division

Specialized Project Divisions

• Special Project I Division
• Special Project II Division
• South Asian Federation Games Village Division
• Wood Working Unit Division

Regional Units

• Vellore Housing Unit
• Villupuram Housing Unit

TNHB Property Categories

Residential Properties

• Developed Plots: Ready-to-build land parcels
• Individual Houses: Standalone homes for families
• Flats: Apartment complexes in various configurations
• MSB (Multi-Storey Buildings): High-rise residential complexes

Commercial Properties

• Commercial Plots/Shops: Business establishments
• Religious Purpose Sites: Land for religious institutions
• Institutional Sites: Educational and healthcare facilities
• School Sites: Dedicated educational infrastructure
• Public Purpose Sites: Community development projects

TNHB Application Process: Step-by-Step Guide

Offline Application Method

Step 1: Purchase Application Form

• Buy the application form for your specific income category
• Available at TNHB divisional offices

Step 2: Form Submission

• Complete the application form accurately
• Submit along with required initial deposit fees

Step 3: Collection Point

Forms can be purchased from:

• Office of Executive Engineer
• Admin Officer, J.J. Nagar Division
• Tamil Nadu Housing Board, Chennai

TNHB Payment Options: Choose What Works for You

1. Hire Purchase Payment Plan

• Initial Payment: 40% of total project cost
• Payment Timeline: Within 21 days of allotment letter
• Balance Payment: EMI over 5-14 years
• Best For: Salaried individuals seeking affordable monthly payments

2. Self-Finance Payment Mode

• Payment Structure: Phased payments during construction
• Payment Timeline: Before project completion and handover
• Best For: Individuals with steady income flow

3. Outright Purchase Payment

• Payment Structure: 100% payment upfront
• Payment Timeline: Within 30 days of allotment letter
• Best For: Buyers with sufficient liquid funds

TNHB Allotment Process: Fair and Transparent

Residential Unit Allotment

• Advertisement: Wide publicity in leading newspapers
• Reservation System: Category-wise reservation implemented
• Selection Method: Draw of lots conducted by Allotment Committee
• Committee Composition: State revenue authorities, TNHB officials, and government housing members

Commercial Unit Allotment

• Process: Sealed tender-cum-open auction
• Advertisement: Published in Tamil and English newspapers
• Transparency: Open bidding process ensures fair pricing

GPMS-TNHB Mobile App: Quick Access to Information

The GPMS-TNHB mobile application provides convenient access to:

• Latest TNHB schemes and updates
• Project budgets and timelines
• Housing board announcements
• Scheme-specific information

Important Note: This is a third-party application not officially affiliated with the Tamil Nadu Government. Avoid sharing confidential information while using this app.

Benefits of Choosing TNHB Housing

Financial Advantages

• Affordable Pricing: Subsidized rates for all income categories
• Flexible Payment Plans: Multiple payment options available
• No Hidden Costs: Transparent pricing structure
• Government Backing: Secure investment with government guarantee

Quality Assurance

• Sustainable Construction: Environmentally safe building practices
• Modern Amenities: Community facilities and infrastructure
• Strategic Locations: Well-connected residential areas
• High-Rise Expertise: Advanced construction technology

Social Impact

• Inclusive Housing: Special focus on economically weaker sections
• Urban Development: Contributes to planned city growth
• Employment Generation: Creates opportunities in construction sector
• Community Building: Promotes integrated neighborhood development

Recent Developments and Future Plans

2025 Updates

• Enhanced focus on sustainable construction practices
• Introduction of smart home features in select projects
• Expansion of housing units in tier-2 cities
• Digital integration for better customer service

Upcoming Initiatives

• Redevelopment Projects: Modernization of older housing complexes
• Green Building Standards: Eco-friendly construction practices
• Technology Integration: Digital application processes
• Affordable Housing Expansion: Increased units for EWS category

Contact TNHB: Get Your Questions Answered

Official Contact Information

Office Address:
CMDA Complex, E&C Market Road,
Koyambedu, Chennai - 600107

Phone Numbers:

• 044-24794201
• 044-24794202
• 044-24794203
• 044-24794204
• 044-24794205
• 044-24794206

Email: [email protected]

Website: tnhb.tn.gov.in

Tips for TNHB Applicants

Before Applying

• Verify your income category eligibility
• Gather all required documents
• Check for any existing property ownership
• Understand payment terms thoroughly

During Application

• Fill forms accurately and completely
• Submit within specified deadlines
• Keep copies of all submitted documents
• Pay attention to announcement dates

After Application

• Monitor application status regularly
• Respond promptly to communication
• Prepare for allotment procedures
• Understand possession timelines

Conclusion

The Tamil Nadu Housing Board continues to be the most reliable pathway to affordable homeownership in Tamil Nadu. With its transparent processes, flexible payment options, and commitment to quality construction, TNHB has successfully housed lakhs of families across the state.

Whether you're a first-time homebuyer from the EWS category or a middle-income professional looking for a quality home, TNHB's diverse portfolio offers something for everyone. The board's "Housing for All" mission ensures that every Tamil Nadu resident has the opportunity to own a home, regardless of their economic background.

As we move through 2025, TNHB's focus on sustainable development, technology integration, and expanded housing options makes it an even more attractive choice for potential homeowners. Understanding how to sell property in India can also be beneficial if you're looking to upgrade from your current home. Take the first step toward your homeownership dreams by visiting tnhb.tn.gov.in today.

Frequently Asked Questions (FAQs)

1. What is the minimum age to apply for TNHB schemes?
Applicants must be at least 21 years old to be eligible for any TNHB housing scheme.

2. Can non-residents of Tamil Nadu apply for TNHB housing?
No, only native residents of Tamil Nadu are eligible to apply for TNHB housing schemes.

3. What is the income limit for EWS category flats?
The monthly income limit for EWS category flats is up to ₹12,000 per month.

4. How much initial payment is required in hire purchase mode?
In hire purchase mode, applicants need to pay 40% of the total project cost as initial payment within 21 days.

5. Can I apply online for TNHB schemes?
Currently, TNHB applications are processed through offline mode only by purchasing forms from designated offices.

6. What happens if I already own property through other government schemes?
Applicants who already own property through other state government housing schemes are not eligible for TNHB schemes.

7. How long is the EMI period in hire purchase payment mode?
The EMI period in hire purchase mode ranges from 5 to 14 years for balance payment.

8. Where can I check the status of available flats for sale?
You can check available flats by visiting tnhb.tn.gov.in and clicking on "Flats for Sale" option on the homepage.