The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

Discover 3 smart home loan repayment strategies to save lakhs in interest. Learn about optimal tenure selection, prepayment benefits, and fixed vs floating rates for Indian borrowers.

Struggling to choose the right home loan tenure? This detailed guide breaks down short-term vs. long-term home loans, their pros & cons, EMI impact, and expert tips on repayment strategies. Find out how to save on interest and pay off your mortgage smarter. Read now!