Confused between a joint or individual home loan? Learn the pros, cons, tax benefits, and financial impact of both options to choose the best path toward owning your dream home in India.

RBI cuts repo rate by 50bps to 5.5%, third reduction in 2025. Home loan EMIs expected to drop below 7.75% if banks pass benefits effectively. Boost for affordable housing sector.

RBI's 50 basis point repo rate cut to 5.5% creates new opportunities for property investors and homebuyers. Lower EMIs, enhanced affordability, and improved market liquidity drive real estate growth.

Understand how home loan interest rates in 2025 directly affect your EMIs. Compare rates, see real examples, and learn smart tips to save lakhs over your loan tenure.

Understand the Loan-to-Value (LTV) ratio, how it affects home loan approvals, interest rates, EMIs, and mortgage insurance (PMI). Learn smart ways to lower your LTV and secure the best loan deals. Use our LTV calculator to check your eligibility today!

Thinking of a home loan balance transfer? Learn how to refinance your home loan smartly, reduce EMIs, secure lower interest rates, and maximize savings. Get expert tips on loan transfer costs, credit score impact, and the best time to switch lenders.

Struggling to choose the right home loan tenure? This detailed guide breaks down short-term vs. long-term home loans, their pros & cons, EMI impact, and expert tips on repayment strategies. Find out how to save on interest and pay off your mortgage smarter. Read now!

Since the Indian housing market is middle-class, house loan interest rates greatly impact home buying emotion. Individuals and families intending to purchase a house (one of the major choices of their life) must also consider interest rates and EMI expenses.