The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

Complete guide to home loan balance transfer in India. Learn how to switch banks, reduce EMIs, save on interest rates, and get better loan terms. Step-by-step process with cost-benefit analysis included.

Slash your EMI burden in 2025 with smarter home loan strategies. Compare lenders, reduce interest, and pay off your loan faster.

Thinking of a home loan balance transfer? Learn how to refinance your home loan smartly, reduce EMIs, secure lower interest rates, and maximize savings. Get expert tips on loan transfer costs, credit score impact, and the best time to switch lenders.