The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

Discover everything about Home Loan Against Property (LAP) in India. Get up to ₹10.50 crore at 8-20% interest rates. Complete guide on eligibility, documents, benefits & application process for smart property financing.

Discover everything about construction loans in India - types, eligibility, interest rates, and step-by-step process. Learn how to finance your dream home construction with expert tips on budgeting, documentation, and choosing the right lender for your building project.

Discover how pre-approved home loans in India can fast-track your property purchase. Get instant financing approval, stronger negotiation power, and competitive interest rates starting from 8.50%.

Complete guide to home loan balance transfer in India. Learn how to switch banks, reduce EMIs, save on interest rates, and get better loan terms. Step-by-step process with cost-benefit analysis included.

IIFL Home Finance and RG Group successfully completed 100+ property registrations in single day at Greater Noida West. Mass registration camp with on-site financing accelerates homebuyer handovers.

RBI cuts repo rate by 50bps to 5.5%, third reduction in 2025. Home loan EMIs expected to drop below 7.75% if banks pass benefits effectively. Boost for affordable housing sector.

RBI's aggressive 100 bps rate cuts in 2025 boost banking, NBFC, real estate & auto sectors. Lower repo rates at 5.50% and reduced CRR inject ₹2.5 trillion liquidity, making loans affordable.

Embassy REIT secures ₹2,000 Cr at reduced rates through CRISIL-rated NCDs. Discover how the REIT is reshaping its financial outlook and lowering borrowing costs.

Struggling to get a home loan? Whether you're an NRI, retiree, gig worker, or woman applicant, this guide breaks down four key strategies to help you navigate eligibility, secure better terms, and finance your dream home with ease.

Understand the Loan-to-Value (LTV) ratio, how it affects home loan approvals, interest rates, EMIs, and mortgage insurance (PMI). Learn smart ways to lower your LTV and secure the best loan deals. Use our LTV calculator to check your eligibility today!

Thinking of a home loan balance transfer? Learn how to refinance your home loan smartly, reduce EMIs, secure lower interest rates, and maximize savings. Get expert tips on loan transfer costs, credit score impact, and the best time to switch lenders.

Smart planning and comparisons can secure the best loan for your dream home. Save time, money, and stress with these actionable steps. These actionable steps on Ghar can help you get the best home loan.

The Indian real estate business is poised for a major change: industry recognition. This decision will boost growth and the sector's economic contribution.

Despite rising interest rates over the last 18 months, asset quality has improved in the Indian home financing market. Rising incomes have offset greater monthly payments, ensuring stability.