The Reserve Bank of India has kept the repo rate unchanged at 5.50% in October 2025, ensuring EMI stability for existing home loan borrowers while creating strategic opportunities for new applicants seeking competitive financing options.

India's affordable housing finance sector is experiencing unprecedented growth momentum, with industry projections indicating assets under management will nearly double from ₹1.4 lakh crore to ₹2.5 lakh crore by FY28, driven by rising demand from underserved borrower segments.

Discover 3 smart home loan repayment strategies to save lakhs in interest. Learn about optimal tenure selection, prepayment benefits, and fixed vs floating rates for Indian borrowers.

Balancing monthly EMIs and long-term interest savings requires the correct home loan duration. This Ghar home loan guide covers 6 essential stages to help you choose the right home loan term for financial security.