Discover why mid-income families earning ₹8-15 lakh are finally making their real estate move. Learn about lower EMIs, higher loan approvals, government schemes, and perfect market conditions for first-time homebuyers.

India's affordable housing finance sector is experiencing unprecedented growth momentum, with industry projections indicating assets under management will nearly double from ₹1.4 lakh crore to ₹2.5 lakh crore by FY28, driven by rising demand from underserved borrower segments.

Complete PMAY 2025 guide: Get up to ₹2.67 lakh subsidy on home loans. Learn eligibility, application process, and benefits of Pradhan Mantri Awas Yojana for affordable housing across India.

RBI cuts repo rate to 5.5%! Discover how the 100 basis points reduction makes home loans more affordable. Expert insights on EMI savings, loan eligibility & why 2025 is ideal for home buyers.

Aditya Birla Capital has infused ₹300 crore into Aditya Birla Housing Finance via a rights issue, ensuring full ownership retention while strengthening its mortgage lending business. The move aligns with its strategy to scale operations and improve financial leverage.

Housing finance firms (HFCs) want the government's Credit Risk Guarantee Fund Trust for Low-Income Housing reformed. The idea aims to enhance house loan guarantee cover to ₹25 lakh, up from the present maximum of ₹5 lakh, as per sources.

Bandhan Bank will sell its ₹775-crore affordable house loan portfolio to Avenue Capital-backed Arcil for ₹280 crore. A planned cash transaction by the bank addresses financial challenges for low-income households struggling to repay housing loans of ₹10-12 lakh.

India Shelter Finance Corporation (ISFC), based in Haryana, is planning to increase its capital by raising ₹800 crore through new shares and ₹400 crore by selling some shares currently held by its investors.